Major injuries could sideline you from work, limiting income and creating more stress. Is it possible, though, that you should be getting paid? For some, it could be a possibility, depending on how the impairment occurred. Workers compensation exists to assist those who have been harmed while on the job. This program does provide some financial aid, but it also comes with stipulations. To qualify, you’ll need to meet the following three criteria.

1. You Have an On-The-Job Health Concern

Workers’ comp was created to protect employees from work-related issues. For example, if you picked up boxes at the office and pulled out your back, then the company may be responsible for paying doctor’s bills and part of your salary. In addition, sprains or breaks may also be covered if they incurred on business property. However, if your ailment resulted on your own time or because of broken protocol, you may not qualify. An Iowa workers compensation attorney could clarify whether you fall into this category.

2. You Reported to Management

Speaking up is vital. As soon as something happens, a supervisor should know. Many states have laws on the books mandating that all claims be declared within two to thirty days. If this isn’t done, then the employee could lose that extra medical care. Paperwork might be required as well. Make contact and begin a paper trail as soon as possible.

3. You Are Incapable of Fulfilling Your Duties

Sometimes people have burns or fractures, but they can return to staff in other capacities. This program, however, exists for people who need medical treatment and cannot attend to regular projects. If you feel that being home is a must, then talk with your directors. Have the physician provide physical documentation explaining why normal activities are currently impossible.

When calamity strikes, reach out to those in charge. Laws exist to protect and support you in those times.